Locked Out of the Property Market? Use Your Super to Get In and Earn Rental Income

Your Super Could Be Your Way In

If rising property prices have kept you out of the market, your superannuation may offer another path.

With a Self-Managed Super Fund (SMSF), you can hold a share of an Australian residential property from around $60,000. No large loan. No massive deposit. Just a structured, compliant way to gain exposure to property and receive rental income.

We simplify the process by connecting you with experienced SMSF specialists who manage the setup, compliance, and paperwork. You focus on choosing your property share and getting started.

How It Works

1. Set up your SMSF
Our partner SMSF experts guide you through the setup, ensuring everything is compliant and straightforward.

2. Choose your property share
Your SMSF purchases a 5% share in a high-cash-flow property. The SMSF is listed on the property title.

3. Receive rental income
Your share of the rent is paid monthly directly into your SMSF.

Why This Appeals to Many Australians

  • Lower entry point
    Start from around $60,000.

  • Monthly rental income
    Earn rent without managing tenants or maintenance.

  • Potential capital growth
    If the property value rises, your share may increase in value.

  • Simple, guided process
    We connect you with the right professionals and guide each step.

Flexibility When You Want to Exit

If you decide to exit, you can sell your 5% share either on the open market or to another Tenants In Common participant. This allows you to unlock your portion of the property value and any gains achieved.

Why Timing Matters

Super sitting in low-yield options can struggle to produce meaningful income. Allocating a portion of your super to property through an SMSF can provide an alternative income stream while still offering long-term growth potential.

Final Thoughts

Whether your $60K is in super or in cash, this structure allows you to be on the property title, receive monthly rental income, and benefit from potential future growth. All without the cost, stress, or responsibility of owning an entire property on your own.

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How SMSF Property Shares Work (and Why So Many Australians Start This Way)

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